Price: $12,450 Year / Make / Model: 2010 Ford F-150 FX4 SuperCrew 4x4 Mileage: 144,000 miles Location: Jefferson City, MO 65109 VIN: To be provided Contact: 314-580-3455, MESSAGES ONLY 314-580-3455 | affordable off road trucks | DealMaker Motors If you are searching for affordable off road trucks in Jefferson City, this 2010 Ford F-150 FX4 SuperCrew 4x4 offers a practical combination of full-size capability, passenger space, towing equipment, and everyday comfort. This is a private-party, dealer-free listing through DealMaker Motors for buyers who want to review the vehicle details directly and make an informed decision. The truck has 144,000 miles and is equipped with Ford’s 5.4L V8 Triton engine, an automatic transmission, and four-wheel drive. Its SuperCrew configuration provides four full doors and useful cabin space for passengers, tools, or daily transportation. The seller describes the truck as well maintained, adult owned, ready to drive, and recently safety inspected within the last six months. What matters most when comparing used 4x4 trucks near Jefferson City? You want a vehicle with the equipment to match your plans, a clearly stated price, and enough information to arrange an inspection before purchase. This listing provides those starting points without representing that an online description replaces your own review. Choice: If you want a full-size private-party pickup with 4x4 capability and a clearly stated $12,450 asking price, this Ford F-150 is worth contacting about promptly. Vehicle Details Equipment for work, travel, and outdoor use The 2010 Ford F-150 FX4 includes equipment designed for buyers who need more than basic transportation. The listed features include: 5.4L V8 Triton engine Automatic transmission SuperCrew cabin with four full doors 4x4 drivetrain FX4 Off-Road Package Tow package Trailer brake control Spray-in bed liner / bed liner Towing mirrors Alloy wheels Fog lights Privacy glass Power-adjustable pedals Steering wheel controls Cruise control The FX4 Off-Road Package and four-wheel-drive system may be useful for changing Missouri road conditions, gravel roads, outdoor recreation, farm access, and general utility driving. The tow package and trailer brake control are also important details for buyers who expect to pull compatible equipment or trailers. You should still verify the operation and condition of the 4x4 system, towing equipment, trailer brake controller, bed liner, lighting, wheels, and mirrors during an in-person inspection. Equipment listed in an advertisement should be confirmed against the actual vehicle before completing a transaction. Advantage: The combination of 4x4, FX4 equipment, towing hardware, and a bed liner gives this F-150 useful versatility for Mid-Missouri driving and hauling needs. Equipment and Accessories Comfort and convenience inside the SuperCrew A full-size truck should be useful without being difficult to live with every day. This F-150 includes a premium cloth interior, a power driver’s seat, power windows and locks, keyless entry, Bluetooth, CD/media input, and steering-wheel controls. Additional convenience equipment includes: Premium cloth interior Power driver’s seat Power windows and power door locks Keyless entry Bluetooth connectivity CD/media input Steering-wheel controls Cruise control Power-adjustable pedals Privacy glass The SuperCrew body style provides four full doors, making it more convenient for families, coworkers, passengers, or anyone who regularly carries people and equipment. The power-adjustable pedals can also help drivers find a comfortable position behind the wheel. Are you comparing affordable off road trucks that can serve as both a work vehicle and a daily driver? The cabin features on this Ford F-150 make it a practical option to review, especially if you want full-size pickup utility without giving up basic comfort and technology. The seller reports that the truck is adult owned and well maintained. Buyers should ask for current maintenance information, inspect the cabin and exterior, and test the electronic features before deciding. Choice: Choose this F-150 if four-door passenger space, practical interior equipment, and truck utility are important to your next vehicle purchase. Interior Features A straightforward private-party listing in Jefferson City This 2010 Ford F-150 FX4 SuperCrew 4x4 is offered as a private-party, dealer-free listing through DealMaker Motors. The advertised price is $12,450, and the listed mileage is 144,000 miles. No VIN has been provided at the time this draft listing was prepared; the listing field is clearly marked VIN: To be provided. The seller reports that the vehicle passed a safety inspection within the last six months and is ready to drive. That information can help you decide whether to arrange a closer review, but it does not replace your own inspection or independent records check. Before purchase, consider confirming: Current mileage VIN and vehicle history Title and registration documentation Maintenance records Tire and brake condition Engine and transmission operation 4x4 engagement Frame and underbody condition Towing equipment Bed and spray-in liner condition Electrical and Bluetooth functions You may also wish to arrange an independent mechanical inspection. A qualified technician can help you evaluate the engine, transmission, suspension, steering, brakes, drivetrain, and other components that are difficult to assess from photographs or a short test drive. To ask questions or request current availability, send a message to 314-580-3455. MESSAGES ONLY. Please identify the 2010 Ford F-150 FX4 SuperCrew 4x4 when contacting the seller. Advantage: A direct message lets you confirm the current vehicle details, inspection availability, VIN information, and transaction steps before making travel plans. Private-Party Listing Serving Jefferson City and surrounding Mid-Missouri communities This listing may be relevant to buyers in Jefferson City and throughout Cole County, including shoppers in Holts Summit and Russellville. It may also be useful for people comparing private-party trucks near Columbia, Boone County, Fulton, Callaway County, Kingdom City, Versailles, Eldon, Lake Ozark, Osage Beach, Camdenton, and Miller County. If you are searching for a Ford F-150 in ZIP code 65109, reviewing options close to Jefferson City can make it easier to inspect the vehicle, compare local pricing, and coordinate a purchase. A nearby private-party listing may also help you avoid unnecessary travel before you have confirmed the truck’s condition and availability. DealMaker Motors listings are intended to give buyers a clear starting point. You should make your own decision based on the vehicle’s actual condition, documentation, inspection results, and suitability for your needs. Businesses that want to promote their own products or services can review the basic $199 directory listing purchase option or learn about the premium directory listing option through Dependable Brokers. Choice: If you are located in Mid-Missouri and want to inspect a full-size 4x4 pickup locally, message 314-580-3455 for the next steps. Jefferson City and Mid-Missouri Information Private-party purchase disclaimer All vehicles listed through DealMaker Motors and Amerishop Classifieds are offered on an 'AS IS, WHERE IS' basis, without any warranty, express or implied, including but not limited to any implied warranties of merchantability or fitness for a particular purpose. Buyers are strongly encouraged to conduct their own independent mechanical inspections and reviews prior to completing any private party transaction. The information in this listing is based on details supplied for the vehicle and should be confirmed directly before purchase. Availability, mileage, equipment, VIN information, condition, and other transaction details may change. Please review the actual vehicle and all applicable documents before completing a private-party transaction. Real interior photos of this exact vehicle. Call 314-580-3455 for more detail.

2010 Ford F-150 FX4 SuperCrew 4x4 $11,400 · Buy the Miles Ahead, Not Just the Sticker Price PRICE DROP — NOW $11,400 If you are comparing used trucks in Jefferson City, MO, the most useful question is not simply, “What is the sticker price?” A better question is: What equipment, condition, serviceability, and potential use are you receiving for that price? This 2010 Ford F-150 FX4 SuperCrew 4x4 Off-Road is listed at $11,400 in Jefferson City, Missouri, near ZIP code 65109. It is a private-party sale, not a dealer transaction, with no document fee and no seller-added fees. The truck features a 5.4L V8, approximately 145,000 miles, four-wheel drive, a SuperCrew cab, the FX4 Off-Road Package, a blackout package, and a spray-in bed liner. Price and Vehicle Details Price and vehicle details Price: $11,400 Year: 2010 Make and model: Ford F-150 FX4 SuperCrew 4x4 Off-Road Engine: 5.4L V8 Mileage: Approximately 145,000 miles Location: Jefferson City, MO 65109 Sale type: Private-party sale Fees: No document fee and no seller-added fees Contact: Text or messages only at 314-580-3455 Email:dealmaker@amerishop.biz The reported condition is straightforward: the truck runs and drives great, has no warning or check-engine lights, has a clean interior, and shows normal exterior character for its age and use. It recently passed a safety inspection. Would you rather evaluate a truck only by its age, or would you also consider its configuration and remaining utility? The FX4 Off-Road Package, SuperCrew cab, 4x4 system, and spray-in bed liner give this F-150 practical features for Missouri roads, work needs, outdoor use, and everyday transportation. Advantage: You receive a clearly identified 4x4 SuperCrew truck with useful equipment and a transparent private-party price. What to Check Before You Buy The phrase “used trucks Jefferson City MO” covers a wide range of vehicles, conditions, sellers, and fee structures. A responsible comparison should separate the advertised price from the actual transaction terms. Here, the transaction is described as: Private-party: You are communicating directly about a private sale rather than purchasing through a traditional retail lot. No document fee: No separate documentation charge is added to the listed price. No seller-added fees: The seller is not adding a separate service or administrative charge. Inspection information provided: The truck recently passed a safety inspection. Condition disclosed in plain language: The listing identifies a clean interior and normal exterior character rather than presenting the vehicle as new. A recent safety inspection is useful information, but it is not the same as a mechanical warranty or a promise about future repairs. You should still arrange an independent inspection before completing a private-party transaction. Ask a qualified mechanic to review the engine, transmission, transfer case, differentials, suspension, steering, brakes, tires, frame, electrical systems, and underbody condition. What should you check during your visit? Confirm the odometer reading and compare it with the listing. Start the truck cold if possible. Look for fluid leaks, unusual noises, or smoke. Test two-wheel-drive and four-wheel-drive operation. Inspect the spray-in bed liner and bed structure. Examine the frame and suspension for corrosion or damage. Verify that the warning-light status remains clear after startup. Take a road test under safe and lawful conditions. Review the title and required Missouri transaction documents. Choice: A careful inspection lets you judge the truck’s actual condition instead of relying on a photograph or a single number. F-150 SuperCrew 4x4: What You Are Getting For buyers searching for an F-150 SuperCrew 4x4 Mid-Missouri, configuration matters. The SuperCrew cab provides four full doors and a larger passenger area than smaller cab layouts. The 4x4 system may be valuable for changing road conditions, rural travel, job-site access, and recreational use. The FX4 Off-Road Package adds to the truck’s intended capability, while the spray-in bed liner helps protect the cargo area from ordinary loading and hauling wear. The blackout package also gives the truck a distinct appearance without changing the need for a careful mechanical review. This is an older pickup, so you should evaluate it as an older used vehicle with useful equipment, not as a new truck. The advertised condition includes: Runs and drives great No warning or check-engine lights Clean interior Normal exterior character Recently passed safety inspection 5.4L V8 power SuperCrew cab 4x4 drivetrain FX4 Off-Road Package Spray-in bed liner Blackout package The value question is practical: Will the cab, drivetrain, bed, and equipment serve your needs in Mid-Missouri? If you need a four-door truck for family transportation, property maintenance, hauling, or weekend use, the SuperCrew format may be more useful than a lower-priced truck with fewer capabilities. Advantage: The equipment list gives you several concrete factors to compare beyond the model year. Buy the Miles Ahead, Not Just the Sticker Price The flyer presents a simple arithmetic example: $11,400 divided across approximately 125,000 projected miles equals about 9.1 cents per projected mile. That calculation is a hypothetical estimate only. It is not a forecast, warranty, promise, or guarantee that the truck will travel any particular number of miles. It does not state a total projected vehicle life or an exact future odometer reading. The purpose of the calculation is to encourage a broader evaluation. If you only focus on the purchase price, you may overlook the truck’s configuration, current condition, equipment, and potential utility. If you consider those factors together, you can make a more informed decision about whether the vehicle fits your household or business needs. The calculation also excludes important ownership costs. Fuel, repairs, insurance, tax, title, and registration are not included. Extra miles or a later resale or salvage value could lower the effective cost per mile. Actual ownership costs depend on maintenance, driving conditions, repairs, parts, usage, storage, and many other factors. Ask yourself: Does the 4x4 system fit your driving needs? Is the SuperCrew cab useful for your passengers or work? Does the spray-in bed liner support how you use a truck? Have you budgeted for ordinary maintenance on an older vehicle? Have you arranged an independent inspection before purchase? Is the no-fee private-party structure clear to you? Choice: Use the mileage arithmetic as a comparison tool, not as a promise about future performance. Private-Party Trucks in Missouri: How the Transaction Works Private party trucks Missouri buyers consider should always be reviewed with care. A private-party transaction can offer direct communication and a clear price structure, but the buyer is responsible for conducting independent due diligence. All vehicles are sold as-is with no warranty. Projected mileage and cost-per-mile figures are hypothetical estimates only, not guarantees. The purchase price only excludes fuel, repairs, insurance, tax, title and registration. Extra miles or later resale or salvage value could lower the effective cost per mile. "All vehicles listed through DealMaker Motors and Amerishop Classifieds are offered on an 'AS IS, WHERE IS' basis, without any warranty, express or implied, including but not limited to any implied warranties of merchantability or fitness for a particular purpose. Buyers are strongly encouraged to conduct their own independent mechanical inspections and reviews prior to completing any private party transaction." If you are ready to ask questions about this Ford F-150, use text or messages only at 314-580-3455. You may also contact dealmaker@amerishop.biz. Ask about availability, viewing arrangements, the title, inspection details, and the steps required to complete the transaction. Advantage: Direct questions, an independent inspection, and a review of the documents help you make the decision on your own terms. Next Step: Ask Questions and Arrange an Inspection The goal of this listing is simple: give you a clear description of a 2010 Ford F-150 FX4 SuperCrew 4x4, a clearly stated $11,400 price, and the information needed to decide whether the truck deserves a closer look. If you operate a Mid-Missouri business and want customers to find your services online, Dependable Brokers also offers a basic directory listing and a premium directory listing. Those services are separate from this vehicle sale, but they can help local businesses present their contact information and services more clearly. For this truck, the next step is practical: review the details, arrange an independent inspection, and message 314-580-3455 with your questions. The truck is located in Jefferson City, MO, and availability may change after a completed private-party transaction. Dependable Brokers / Amerishop Services LLC Randy Dinwiddie Licensed agent Holts Summit, MO 65043 314-580-3455 dealmaker@amerishop.biz

If you own a contracting company in Jefferson City, operate a restaurant in Columbia, manage a retail shop in Boone County, or run a trucking business across Mid-Missouri, you probably have one practical question: What will workers’ compensation insurance actually cost my business? The honest answer is that there is no single Missouri price. Workers’ compensation premium is built around your payroll, job classifications, claims history, experience modification, and the actual work your employees perform. That is why a licensed agent should review your operation before promising a rate. At Dependable Brokers, the goal is straightforward commercial insurance advice, accurate classification, and transparent pricing without unnecessary surprises. 314-580-3455 | workers compensation insurance missouri | Dependable Brokers Missouri coverage requirements depend on your business structure Missouri generally requires employers to carry workers’ compensation coverage when they have five or more employees. Construction employers generally face a lower threshold: coverage is typically required with one or more employees. The count can include: Part-time and casual employees Family members working for the business Corporate officers Members of an LLC, subject to Missouri’s election and exclusion rules Sole proprietors and partners are generally not counted as employees and are not automatically covered for their own injuries. They may be able to elect coverage through the insurer. Corporate officers require special attention. Missouri does not treat officer exclusion as a casual verbal decision. Certain corporate-level withdrawal or exclusion options may require specific ownership, employee-count, filing, or policy conditions. Construction businesses can also have narrow exemption procedures when there are no non-owner employees. What does this mean for you? Do not rely on a general internet rule if your company uses a mix of owners, officers, LLC members, family employees, and subcontractors. Review your circumstances with a licensed agent and confirm official requirements through the Missouri Division of Workers’ Compensation. Choice: You can treat the employee-count rule as a box to check, or you can review your ownership and workforce structure carefully before an audit or claim exposes a gap. 573-548-0394 | workers compensation insurance missouri | Dependable Brokers Your class code matters more than your job title Workers’ compensation insurers classify work according to job duties and workplace hazards, not simply the title printed on an employee’s business card. An employee called a “project manager” may be performing site supervision, manual construction work, estimating, or a combination of duties. Those activities may not belong in the same class code. Similarly, an employee listed as “office staff” may spend significant time operating equipment, delivering materials, or working in a warehouse. Missouri rates are typically expressed per $100 of payroll. Official rate resources identify substantial differences between classifications. For example, advisory examples have placed clerical work near $0.35 per $100 of payroll, outside sales near $0.65, plumbing near $1.68, landscaping near $6.56, and local hauling near $8.25 before the carrier’s final adjustments. These are not quotes for your business. They demonstrate why accurate classification matters. Consider an illustrative company with $500,000 in annual payroll: At $2.50 per $100 of payroll and a 1.00 experience modification, the basic calculation is approximately $12,500. At a 0.75 modification, the same calculation would be approximately $9,375. At a 1.25 modification, it would be approximately $15,625. Actual premium may also reflect carrier pricing, expenses, credits, minimum premiums, taxes, payroll audits, and other policy factors. You can review Missouri’s Workers’ Compensation Rate Guide to understand how class rates and insurer filings are presented. Advantage: A detailed description of employee duties can prevent your operation from being placed in a more expensive classification than the work requires. 314-580-3455 | workers compensation insurance missouri | Dependable Brokers Realistic Mid-Missouri cost planning For budgeting purposes, many small Missouri employers use broad planning ranges rather than a single statewide average. Low-hazard office and administrative work may fall around $0.35 to $1.25 per $100 of payroll. Retail and restaurant operations may commonly require a higher range, often around $1.50 to $4.00. Trades, construction, delivery, and trucking can vary much more widely. Depending on the exact duties, vehicle exposure, safety controls, and classification, planning figures may run from approximately $2 to $9 per $100 of payroll. Roofing, tree work, heavy construction, and other elevated-risk operations can exceed those ranges. These figures are ballparks for financial planning only. They do not describe what a particular Jefferson City contractor, Columbia restaurant, Cole County retailer, or Boone County trucking company pays. Ask yourself: Are all employees assigned to the correct class code? Is payroll divided correctly between clerical, sales, shop, warehouse, and field work? Are overtime wages handled according to the carrier’s rating rules? Are owner draws, officer compensation, and subcontractor payments documented correctly? Is your experience modification helping or hurting your renewal? A quote based on incomplete payroll information may look attractive initially and create a significant audit balance later. Choice: The lowest starting estimate is not always the lowest final cost. Accurate payroll reporting and classification give you a more dependable budget. 573-548-0394 | workers compensation insurance missouri | Dependable Brokers Claims history and the experience modification can change the bill Your claims history is one of the most important long-term premium factors. When an employer qualifies for experience rating, the experience modification compares the business’s loss experience with similar employers. A modification below 1.00 can reduce the premium calculation. A modification above 1.00 can increase it. The effect depends on claim frequency, claim severity, payroll size, claim development, and rating rules. One large claim may matter, but repeated smaller claims can also change the picture. That makes incident reporting, medical direction, return-to-work planning, and documentation important parts of insurance management. A strong return-to-work program might include temporary modified duties such as: Office or inventory assistance Training or safety documentation Light customer service Scheduling or estimating work The program must be appropriate for the employee’s medical restrictions and coordinated with the insurer and medical provider. It should never pressure an injured employee to return before it is safe. Missouri also provides safety and injury-management resources. The Missouri Injury Management Program describes eligibility requirements and potential policy credits for qualifying employers. The program references three annual policy credits of 5% each for eligible participants, subject to certification rules, timing, premium thresholds, and other conditions. Missouri Employers Mutual is a private workers’ compensation carrier, not the state’s assigned-risk pool. Depending on eligibility and underwriting, a carrier such as MEM may provide loss-control resources and safety support. Advantage: Preventing injuries and managing claims carefully can protect more than your employees. It can protect your renewal position over time. 314-580-3455 | workers compensation insurance missouri | Dependable Brokers Subcontractors can create unexpected exposure Contractors often focus on their own employees and overlook subcontractor documentation. If a subcontractor does not carry workers’ compensation coverage, the insurer may review the relationship during underwriting or audit. Depending on the facts, payments to uninsured subcontractors may be treated as exposure under your policy. Before work begins, collect and retain: A current certificate of insurance Workers’ compensation and general liability information Written contracts describing responsibilities Payroll or payment records Evidence of coverage renewal when the project lasts several months A certificate is evidence of insurance at a particular time; it is not a substitute for reviewing the policy terms. Larger projects may also require additional insured wording, waiver provisions, or specific limits. This is especially important for construction, remodeling, roofing, HVAC, electrical, plumbing, landscaping, and other trades serving Mid-Missouri customers. Choice: A low subcontractor bid may not be a low-cost bid if the coverage and documentation are incomplete. 573-548-0394 | workers compensation insurance missouri | Dependable Brokers Workers’ compensation is not general liability Workers’ compensation generally addresses job-related employee injuries and occupational illnesses. General liability generally addresses third-party claims, such as a customer slipping in your store or your company damaging a client’s property. Your general liability policy typically does not replace workers’ compensation for employees. Dependable Brokers can help you review workers’ compensation alongside general liability insurance for Missouri small businesses and broader commercial insurance options. Combining the review can reveal gaps involving employers’ liability, commercial property, inland marine tools, hired and non-owned auto, or business interruption. Missouri employers usually purchase coverage through the private market. If an eligible business cannot obtain coverage voluntarily, the assigned-risk or residual market may be available as a fallback. The assigned-risk pool is not the same thing as Missouri Employers Mutual, and the application process should be handled carefully. Advantage: Reviewing workers’ compensation and general liability together gives you a clearer view of how employee injuries, customer injuries, property damage, and business assets are treated differently. 314-580-3455 | workers compensation insurance missouri | Dependable Brokers Lower your premium legitimately The most dependable savings usually come from better information and better risk control, not from removing necessary coverage. Start with these steps: Verify that employee duties match the assigned class codes. Separate clerical, sales, warehouse, shop, and field payroll accurately. Maintain a written safety program with regular training. Document equipment inspections and jobsite safety meetings. Use a structured return-to-work process. Report payroll changes promptly. Review subcontractor certificates before payment. Ask whether available safety programs or premium credits apply. Avoid misclassifying employees as independent contractors. A licensed agent can also compare carrier appetite, underwriting requirements, loss-control services, payment plans, and audit procedures. Dependable Brokers’ approach is built around clear recommendations and honest pricing, including the dealer-free, no-hidden-fee philosophy used across its commercial services. If your company is also trying to attract local customers, you can purchase the $199 basic directory listing or review the premium directory and local SEO listing option. Protection and visibility can be reviewed together instead of being treated as separate business problems. Choice: Keep paying for avoidable errors, or invest a little time in accurate records, safety, and an informed renewal review. 314-580-3455 | workers compensation insurance missouri | Dependable Brokers Get a practical quote review before renewal Your workers’ compensation cost depends on the details: payroll, class codes, employee duties, claims, experience modification, subcontractors, and carrier underwriting. If you operate in Jefferson City, Columbia, Cole County, Boone County, or another Mid-Missouri community, contact Dependable Brokers for a commercial insurance review. Have your current declarations page, payroll estimate, employee duties, loss runs, subcontractor certificates, and renewal information available. Call Randy at 314-580-3455 or Rachel at 573-548-0394 for a quote discussion and quick coverage review. You should know what your premium is based on, what coverage applies, and where your business may have room to improve, before the next audit or renewal decision. Information in this article is general educational guidance. Missouri requirements and insurer rating practices can change, and your licensed insurance agent should confirm how the rules apply to your business.

The newest DealMaker edition is now available to read online, bringing together local news, events and businesses across the St. Louis, Columbia and Jefferson City areas. The DealMaker: A Salute to Quality Service is an online e-reader edition created for convenient digital access, whether you are catching up from your phone, tablet or computer. This dealmaker salute to quality service online edition highlights the people, organizations and local businesses that help keep Mid-Missouri connected and moving forward. It offers a straightforward way to explore community-focused content, discover local services and stay informed about activities and opportunities in the region. The publication has served Mid-Missouri since 2003, and this edition continues that focus through an accessible digital reading experience. You can move through the pages at your own pace, return to sections that interest you and share the edition with someone who may benefit from learning more about local businesses and community activity. Whether you are located near St. Louis, Columbia, Jefferson City or another Mid-Missouri community, the complete edition is available through the dedicated Heyzine reader below. HOME Read the Full Edition Free Flip through this complete DealMaker edition online, no cost and no gatekeepers: Open this DealMaker edition » The Heyzine reader provides the complete digital edition in one convenient location. Open the link to begin exploring the pages, then use the reader controls to move forward, go back, adjust the view or review the edition in a way that fits your device. You can read from a desktop computer, browse from a tablet or open the edition on a mobile phone when you are away from home. The online format makes it easier to return to information that catches your attention. If a local business, event or community feature interests you, you can revisit the edition whenever you choose through the same link. There is no need to search through separate pages or navigate between unrelated resources. The complete DealMaker edition is presented as one digital reader so you can move through the content in a clear, organized sequence. Explore Mid-Missouri Content in One Place This edition is designed around local relevance. It covers the St. Louis, Columbia and Jefferson City areas while maintaining a broader Mid-Missouri focus. That regional perspective gives you a practical way to discover community information beyond a single neighborhood or city. As you browse, you may find content connected to: Local businesses and professional services Community events and regional activities Mid-Missouri organizations and helpful resources Stories centered on quality service and local participation Information relevant to families, vehicle owners and business owners The value of a local online edition is simple: you can spend your time with information that is connected to the communities where you live, work and shop. Instead of sorting through general information from outside the region, you can use the DealMaker reader as a starting point for discovering local names, services and events. A Convenient Digital Reading Experience The e-reader format gives you flexibility. You can browse the full edition in one sitting, review selected pages or return later when you have more time. If you are looking for local information before making plans, comparing service options or learning more about businesses in Mid-Missouri, the edition is available whenever you are ready to read. The digital format also supports easy sharing. If you know someone in Columbia who wants to learn more about Jefferson City events, or someone in the St. Louis area who is interested in Mid-Missouri businesses, send them the direct edition link. Keeping the correct link available helps ensure that you are viewing this specific edition rather than an older DealMaker issue or a separate DealMaker Autos collection. For questions about accessing the edition or learning more about DealMaker opportunities, call 314-580-3455 or email dealmaker@amerishop.biz. Never Miss an Issue The newest DealMaker magazine and the DealMaker Autos private-party collection are always featured on the Amerishop.biz home page. Create a free reader account to unlock every full issue as it's released. The home page provides a central place to check for the latest DealMaker content and related digital resources. When you create a free reader account, you can return to the available editions as new content is released and keep your preferred reading destination easy to find. This is especially useful if you follow local businesses, community events or private-party vehicle information and want one dependable place to begin your next search. The DealMaker magazine and DealMaker Autos are separate collections. This page is dedicated specifically to The DealMaker: A Salute to Quality Service, Online E-Reader Edition. If you are looking for private-party vehicle listings, visit the Amerishop.biz home page and select the DealMaker Autos collection. If you want local news, events and business-focused content from the newest DealMaker edition, use the Heyzine link provided above. A digital reader also makes it easier to stay connected to Mid-Missouri on your own schedule. You can open the edition when planning a visit to Columbia, looking for information connected to Jefferson City or exploring local services in the St. Louis area. You can also share the home page with friends, family members or business contacts who want a convenient way to find the latest online editions. When you are finished reading, return to the Dependable Brokers website for additional local resources and business information. CONTINUE HOME Published by Amerishop Services LLC, bringing deals and community together since 2003.

314-580-3455 | restaurant liquor liability missouri | Dependable Brokers If you own or manage a restaurant, bar, tavern, brewery, event venue, or hospitality business in Mid-Missouri, alcohol sales can be an important revenue stream. They can also create a separate liability exposure that standard commercial insurance may not cover. That is why restaurant liquor liability Missouri coverage deserves a dedicated review. A general liability policy may protect you from many slip-and-fall, property damage, or bodily injury claims. However, alcohol-related claims are commonly excluded when your business is in the business of manufacturing, distributing, selling, or serving alcoholic beverages. What happens if a customer leaves your establishment and later causes a serious accident? What if a patron alleges that your staff served alcohol after visible signs of impairment? Are your policy limits, exclusions, lease requirements, and service procedures aligned? For restaurants and hospitality businesses in Jefferson City, Columbia, Cole County, and Boone County, these questions should be answered before a claim occurs. Advantage: A focused liquor liability review helps you identify coverage gaps while you still have time to correct them. 314-580-3455 | restaurant liquor liability missouri | Dependable Brokers 314-580-3455 | restaurant liquor liability missouri | Dependable Brokers Missouri’s dram shop statute is found at Mo. Rev. Stat. § 537.053. The statute generally protects the principle that furnishing alcohol is not ordinarily the proximate cause of an intoxicated person’s later injuries. It also creates a limited cause of action when specific facts are proven. A claimant must establish by clear and convincing evidence that a licensed seller: Knew or should have known that alcohol was served to a person under age 21; or Knowingly served intoxicating liquor to a person who was visibly intoxicated. Missouri law defines “visibly intoxicated” through significant physical impairment, including significantly uncoordinated physical action or significant physical dysfunction. Blood alcohol content alone does not automatically establish visible intoxication under the statute, although it may be considered as relevant evidence. The law applies to businesses licensed to sell intoxicating liquor by the drink for consumption on the premises. That can include: Full-service restaurants Bars and taverns Nightclubs and entertainment venues Hotels and bed-and-breakfasts Breweries and tasting rooms Country clubs and event facilities Restaurants that host private parties or catered alcohol service Section 537.053 also states that an employer may not discharge an employee for refusing service to a visibly intoxicated person. That provision reinforces the importance of giving servers clear authority to stop alcohol service when necessary. Choice: You can treat alcohol service as an informal part of general operations, or you can manage it as a distinct exposure with documented procedures and purpose-built insurance. 314-580-3455 | restaurant liquor liability missouri | Dependable Brokers 314-580-3455 | restaurant liquor liability missouri | Dependable Brokers Missouri’s state liquor licensing process does not create one universal statutory liquor liability insurance limit for every restaurant. The Missouri Division of Alcohol and Tobacco Control application process focuses on licensing documents, tax compliance, ownership information, premises control, background checks, photographs, floor plans, and related requirements. That distinction matters. A liquor liability policy may not be listed as a universal state application requirement, but it may still be required by: A commercial landlord A lender A management company A special event contract A municipality or local permit process A food-service or venue agreement A vendor or catering contract The City of Columbia’s alcoholic beverage license information and the Jefferson City liquor license application should be reviewed for current local procedures. Requirements can change based on the type of license, event, premises, or business activity. Do not confuse an alcohol tax surety bond with liquor liability insurance. A surety bond addresses tax or regulatory obligations. It does not replace defense and liability protection for an alcohol-related bodily injury claim. Coverage limits are policy-specific. Many businesses evaluate limits such as $300,000, $500,000, or $1 million per occurrence, but the correct amount depends on your alcohol sales, seating capacity, hours, entertainment, event schedule, assets, lease requirements, and umbrella strategy. There is no responsible way to select a limit from a generic online chart alone. Advantage: Reviewing the actual lease, liquor license, operations, and policy wording produces a more honest recommendation than selecting coverage based only on the lowest advertised premium. 314-580-3455 | restaurant liquor liability missouri | Dependable Brokers 314-580-3455 | restaurant liquor liability missouri | Dependable Brokers Your commercial general liability policy may cover many ordinary premises and operations claims. However, a liquor exclusion can significantly limit or eliminate coverage for claims connected to alcohol service. Ask these questions during your insurance review: Does your policy contain a liquor liability exclusion? Does the policy provide an exception for incidental alcohol service? Is your business considered primarily a restaurant, bar, tavern, event venue, or caterer? Are employees, managers, owners, and affiliated companies properly included? Does the policy address assault and battery exposures if your venue has security or entertainment? Are temporary events, private parties, patios, tastings, and catered functions included? Are defense costs inside or outside the liability limit? Does your commercial umbrella policy follow the liquor liability coverage? Does the certificate of insurance satisfy your landlord or contract? Are your current alcohol sales and operating hours accurately reported? For example, a restaurant that serves wine with meals may have a different underwriting profile from a tavern whose primary revenue comes from alcohol sales late at night. A brewery taproom, hotel lounge, and wedding venue can each require different policy treatment. This is also where risk management affects both protection and pricing. Maintain written procedures for identification checks, refusal of service, incident documentation, employee training, and safe transportation referrals. Train new staff before they begin serving, and refresh training when menus, managers, or service policies change. Practical controls may include: Checking government-issued identification consistently Using a second review for questionable identification Recording service refusals and significant incidents Establishing a manager approval process for disputed service decisions Monitoring drinks served through point-of-sale records Avoiding service to visibly impaired customers Documenting employee training dates Maintaining clear procedures for closing time and last call Coordinating with security personnel when appropriate Choice: Good procedures cannot replace insurance, and insurance cannot replace good procedures. You need both. 314-580-3455 | restaurant liquor liability missouri | Dependable Brokers 314-580-3455 | restaurant liquor liability missouri | Dependable Brokers Local knowledge matters when you are comparing restaurant insurance in Jefferson City, bar insurance in Columbia, or liquor liability protection for a business in Cole or Boone County. Your location can affect lease terms, local permits, event activity, traffic patterns, staffing, and the type of customers you serve. Dependable Brokers combines business insurance guidance with local business services. You can review your broader protection needs through the Business Insurance Consultation, and learn more about the agency through the Dependable Brokers About Us page. A business insurance review can include: Liquor liability or dram shop coverage Commercial general liability Business owners policy options Commercial property and fire protection Workers’ compensation considerations Commercial auto for delivery or catering vehicles Commercial umbrella coverage Equipment breakdown Employment practices liability Cyber and payment-card risks Certificates of insurance for landlords and contracts The consultation page lists a $199 business insurance consultation with Randy Dinwiddie. Confirm current availability, scope, and pricing before booking. A consultation is not a substitute for legal advice, licensing guidance, or a complete underwriting submission, but it can help you organize the information needed for a more efficient quote review. Call Randy Dinwiddie at 314-580-3455 for a quick-turnaround review of your restaurant, bar, tavern, or hospitality insurance needs. Have your current declarations pages, lease requirements, liquor license information, annual alcohol sales, food sales, seating capacity, and loss history available. Advantage: One organized review can help you compare coverage, limits, exclusions, and contract requirements before your next renewal or opening date. 314-580-3455 | restaurant liquor liability missouri | Dependable Brokers Restaurant liquor liability Missouri coverage is an essential consideration for any Mid-Missouri business serving alcohol by the drink. Missouri law creates a limited dram shop cause of action involving minors and visibly intoxicated patrons, while general liability policies commonly exclude alcohol-related claims. You should confirm the current requirements for your specific license and municipality, then compare coverage based on your actual operations: not just the cheapest quoted premium. If you operate in Jefferson City, Columbia, Cole County, Boone County, or surrounding communities, local insurance guidance can help you build a more complete protection strategy. Call Randy Dinwiddie at 314-580-3455 to begin your review. Randy Dinwiddie Licensed agent Holts Summit Mo 65043 Sources Missouri Revised Statutes § 537.053 Missouri Division of Alcohol and Tobacco Control Licensing City of Columbia Alcoholic Beverage License Information Jefferson City Liquor License Application ServSafe Missouri Alcohol Service Laws Insureon Liquor Liability and Dram Shop Insurance Overview

If you own a hotel, motel, inn, or boutique resort anywhere across Mid-Missouri: from the bustling strip in Lake Ozark to downtown Columbia, Jefferson City, Branson, St. Louis, or Kansas City: you already know how hard you have to work to keep your doors open. Between managing guest expectations, keeping your staff squared away, and dealing with unpredictable Missouri weather, running a hospitality business is no walk in the park. That is why it makes sense to review whether your current policy delivers transparent pricing, dependable service, and clear coverage terms that support your operation. At Dependable Brokers, we believe hardworking Missouri hospitality owners benefit from local guidance, honest coverage reviews, and straightforward communication. You deserve a neighbor who looks out for your bottom line and helps you understand what your policy includes. Here is how proper missouri-hotel-insurance-65109 protection can work for your Missouri hospitality business. Transparent Hospitality Coverage: What Local Hotel Owners Should Review Think about how you bought your current hotel policy. Were the coverage terms clearly explained? Do you know exactly how your rates, fees, deductibles, and exclusions work at renewal time? A careful review can help you confirm that your protection matches your property, staffing, amenities, and guest exposure. That is where Dependable Brokers adds value. We help independent hotel owners review policy structure, evaluate optional riders, and understand the practical impact of endorsements, fees, and claim-related provisions before they become a problem. When you operate within our 60-mile radius around Holts Summit and the 65109 hub: covering Cole County, Boone County, the Lake of the Ozarks, and beyond: local guidance matters. You need direct, transparent, professional commercial protection. Core Coverages Your Missouri Hospitality Business Actually Needs When you're running a hotel or motel in Missouri, your policy needs to be airtight. A standard business owners policy (BOP) often falls woefully short. Here is what your coverage checklist should actually look like: 1. Commercial General Liability (CGL) From slip-and-fall incidents in the lobby to pool mishaps and food-service claims, your general liability is your frontline shield. Most commercial hotel policies carry limits of $1 million per occurrence and $2 million aggregate, but larger resorts or franchised properties in tourist heavyweights like Branson and Lake Ozark frequently require $2 million / $4 million or higher. 2. Commercial Property & Business Interruption Missouri weather is notoriously volatile. Severe thunderstorms, straight-line winds, hail, and tornado risks across Mid-Missouri can wreak havoc on hotel roofs, signage, and exterior property. Your commercial property insurance must cover your buildings, furniture, fixtures, equipment (FF&E), and business interruption: paying out lost income and extra operating expenses if a storm forces you to temporarily close your doors. 3. Innkeeper’s Legal Liability & Guest Property Sublimits Under Missouri statutory framework (Mo. Rev. Stat. § 419.010–419.040), hotels have specific legal duties and liability caps regarding guest property. If you fail to provide a proper fireproof safe or fail to conspicuously post statutory notices in guest rooms and registration desks, your liability caps can evaporate. We make sure your policy includes robust innkeeper’s legal liability sublimits to protect you from heavy out-of-pocket payouts when guest valuables go missing. 4. The Fine Print: Assault and Battery Exclusions Listen closely to this one. Many major insurance carriers have quietly inserted strict assault and battery exclusions into commercial liability policies for hospitality businesses. If an altercation breaks out on your premises and you don't have the right endorsement, you could be left entirely uncovered for third-party legal claims. As your independent local brokers, we review every line so you understand key exclusions, endorsements, and coverage options before making a decision. Weathering the Storm: Protecting Against Missouri’s Elements Whether it’s a sudden summer microburst sweeping across the Missouri River valley or heavy winter ice storms testing your heating and plumbing infrastructure, property damage can halt your revenue streams overnight. Equipment breakdown coverage for boilers, HVAC systems, elevators, and industrial laundry equipment is an absolute must. When disaster strikes, you want a local ally who answers the phone, helps you navigate the claim process, and supports your recovery. Why Choose Dependable Brokers? Transparent Pricing and Local Expertise We believe in transparency, neighborly conversation, and helping you protect your business with coverage that fits your operation and budget. Transparent Pricing: Clear policy reviews focused on helping you understand premiums, deductibles, endorsements, and applicable fees. Comprehensive Protection: Coordinated review of property, liability, liquor liability, workers' compensation, and umbrella coverage options. Local Accountability: Serving Jefferson City, Columbia, Lake Ozark, St. Louis, Kansas City, Branson, and all of Mid-Missouri with responsive local service. Missouri Hotel Insurance: Complete Hospitality Coverage From Dependable Brokers You’ve built your hospitality business with your own sweat and capital. A professional policy review can help you confirm that your hotel insurance supports your property, your staff, and your long-term financial goals. Call Randy at 314-580-3455 today for a straightforward, no-obligation policy review. Let's get your hotel protected the right way. Randy Dinwiddie Licensed agent Holts Summit Mo 65043 Contact Information: Randy Dinwiddie:314-580-3455 Location: Holts Summit, MO 65043 Website:www.dependablebrokers.com Randy Dinwiddie Licensed agent Holts Summit Mo 65043 CONTINUE HOME

HOME 314-580-3455 Explore the Online E-Reader Edition Welcome to the dealmaker magazine september 2026, a 24-page interactive online e-reader edition created for vehicle shoppers, private-party sellers, families, and local businesses. DealMaker is Mid-Missouri's long-standing monthly publication delivered exclusively as an online e-reader edition. Inside, you will find private-party vehicle opportunities, dealer-free buying information, auto news, vehicle shopping reminders, and practical insurance tips. The issue is designed to help you review local opportunities in one convenient online reader while connecting you with Dependable Brokers resources. What Readers Can Explore Insurance and Vehicle Resources What should you look for when reviewing a private-party vehicle? Start with the vehicle identification number, title status, mileage, maintenance records, overall condition, and seller documentation. You should also consider the full cost of ownership, including registration, fuel, repairs, financing, and auto insurance. The DealMaker approach emphasizes straightforward vehicle opportunities and no dealer fees, helping you focus on the vehicle, its condition, and the agreed purchase terms. You can also explore related DealMaker Motors vehicle information and learn more about Dependable Brokers. Advantage: A local interactive e-reader gives you a convenient starting point for comparing vehicles and community resources. Preview the E-Reader Read the complete 24-page interactive e-reader edition below: Advertising Opportunities Advertise in the DealMaker Online E-Reader DealMaker is delivered exclusively as an online e-reader edition. Your placement can support awareness for local services, vehicle-related businesses, restaurants, contractors, retailers, professional offices, and community events. Advertising may also be paired with verified directory visibility through the Dependable Brokers business directory. Placements are limited. Contact Randy Dinwiddie at 314-580-3455 for rates, available placements, and submission details. Insurance and Vehicle Resources For vehicle owners, reviewing insurance before completing a purchase can help you plan responsibly. Coverage needs may vary based on the vehicle, driver history, garaging location, annual mileage, lender requirements, liability limits, comprehensive coverage, collision coverage, deductibles, and uninsured motorist protection. Dependable Brokers offers insurance guidance along with business growth services, advertising, and directory visibility. Visit the Dependable Brokers About Us page to learn more about the company’s services. Choice: Read the issue, identify the opportunities that fit your goals, and contact the appropriate representative promptly while available information and advertising placements remain current. For advertising rates and available placements, call 314-580-3455. Randy Dinwiddie Licensed agent Holts Summit Mo 65043 CONTINUE HOME

Dependable Brokers is pleased to announce that the September 2026 DealMaker Magazine is now available to read online. This 24-page interactive issue brings together private-party vehicle opportunities, Mid-Missouri auto news, practical shopping reminders, insurance tips, and advertising opportunities for local businesses. 314-580-3455 | dealmaker magazine september 2026 launch | Dependable Brokers The new issue is designed for families, vehicle owners, entrepreneurs, and small businesses throughout Jefferson City, Columbia, Cole County, Boone County, and surrounding Mid-Missouri communities. You can browse the complete publication online and move through all 24 pages from one convenient viewer. Inside, you will find: Private-party vehicle opportunities without dealer fees Mid-Missouri automotive updates and local marketplace information Vehicle shopping reminders to help you compare details carefully Auto insurance tips for reviewing coverage before you buy Dependable Brokers information for home, auto, and business protection Local advertising opportunities for businesses reserving placement in the online e-reader edition The digital experience also includes a persistent HOME button, dark green and bronze accents, and the CONTINUE HOME button for easy navigation. The publication highlights the continuing commitment of Business Services Since 2003 while giving readers a practical way to discover local products, services, and community connections. 314-580-3455 | dealmaker magazine september 2026 launch | Dependable Brokers Local businesses can advertise in the digital magazine and reserve placement in Mid-Missouri's long-standing monthly publication, delivered exclusively as an online e-reader edition. Readers access the publication through the e-reader link, and advertising is sold in six-month commitments. Would your company benefit from reaching Mid-Missouri customers who are already interested in vehicles, insurance, business services, and local commerce? Call Randy at 314-580-3455 or email dealmaker@amerishop.biz to discuss advertising options and turnaround details. Read the issue below, and visit Dependable Brokers for additional insurance and business-growth resources. Randy Dinwiddie Licensed agent Holts Summit Mo 65043 Read the September 2026 DealMaker Magazine online today and contact the team when you are ready to advertise, review insurance needs, or learn more about local private-party vehicle opportunities.

Dependable Brokers / Amerishop Services LLC : Business Services Since 2003. DealMaker Paper is returning to Mid-Missouri readers in September 2026 as an online e-reader edition, giving Central Missouri businesses, families, vehicle owners, and community members a clear way to plan advertising commitments. DealMaker is Mid-Missouri's long-standing monthly publication, now delivered exclusively as an online e-reader edition. Advertising is sold in six-month commitments through Amerishop Services LLC, the publisher, and readers access the publication through the e-reader link. UPDATE NOTE: The supplied price sheet image is being updated for the online e-reader edition. The rates below are current; the reference image will be refreshed to remove print-era wording. The effective date for this price sheet is September 1, 2026. If you want to reserve placement in the online e-reader edition, review the options below and contact Randy directly before production begins. HOME | CONTINUE HOME 314-580-3455 | DealMaker Advertising Rates September 2026 | Dependable Brokers A straightforward six-month commitment for local visibility The DealMaker Paper price sheet is designed to make your advertising decision easier. You can reserve a larger display ad for brand presentation in the online e-reader edition, select a classified-style option for a focused message, or choose a small-business spotlight that combines a written feature with visual identity. The full six-month amount is due upfront before production, placement, or publication. There are no monthly or recurring charges beyond the written six-month commitment unless you separately authorize additional services, changes, or other charges in writing. Placement is subject to availability unless it is confirmed in writing. All advertising is subject to publisher approval, and the signed advertising agreement controls if a conflict exists between the agreement and the price sheet. For a preview of the online e-reader format, visit the public DealMaker Paper prototype. You can also review the September 2026 DealMaker publication information on Dependable Brokers. Choice: Reserve the format that matches your budget, message, and six-month advertising goal. 314-580-3455 | DealMaker Advertising Rates September 2026 | Dependable Brokers The reference price-sheet graphic is being refreshed for the online e-reader edition. The rates and terms listed on this page are the current reference. UPDATE NOTE: The supplied price sheet image is being updated for the online e-reader edition. The rates below are current; the reference image will be refreshed to remove print-era wording. Select the placement that fits your message All display-ad prices below apply to a six-month advertising commitment. Front cover ad : $1,100: A full-color front cover placement measuring 1/6 of 8.5 x 11 inches. This option gives your business a prominent position on the publication’s front cover. Full-page ad : $600: A full-color 8.5 x 11-inch advertisement with room for a complete offer, service explanation, product presentation, or company introduction. Half-page ad : $360: A full-color 5.5 x 8.5-inch placement that provides meaningful space for a focused campaign or seasonal promotion. Quarter-page ad : $290: A 4.25 x 5.5-inch advertisement suited to a concise offer, service listing, event notice, or brand message. Classified-style small-business ad : $180: A practical six-month option for a small business. The price includes two free changes per six-month term. Each additional change is $21. Would a larger format help you explain your services more clearly? Would a concise classified-style placement provide the right balance between cost and message length? The useful comparison is not only the size of the ad, but also how much information you need to communicate during the full six-month term. Advantage: You can choose a defined placement and cost before production begins, with the written commitment establishing the scope of the order. 314-580-3455 | DealMaker Advertising Rates September 2026 | Dependable Brokers Use classified categories for focused messages DealMaker Paper also offers monthly classified categories. The following prices are the six-month price unless otherwise stated: Personal Classified : $21: For a personal notice of 20 words or less. Yard/Garage/Estate Sales : $26: For sale announcements involving household items, moving sales, estate sales, or similar events. Lost & Found : $26: For a concise notice about a lost or found item. For Sale : $26: For a product, vehicle, equipment, or other item offered for sale. Help Wanted : $26: For an employment opportunity or hiring notice. Services Offered : $26: For a service provider presenting a concise description of available work. Real Estate : $26: For a real estate rental or related property notice. These categories can work well when your message is specific and easy to scan in the online e-reader edition. A local contractor may use Services Offered. A family planning a yard sale may select Yard/Garage/Estate Sales. A property owner may consider Real Estate. A business hiring locally may choose Help Wanted. Choice: Select a category based on the action you want readers to take, then provide the information needed for an accurate, approved listing. 314-580-3455 | DealMaker Paper Advertising Price Sheet September 2026 | Dependable Brokers Feature your company with a small-business spotlight The Small-Business Spotlight is $229 for six months. It includes: A feature write-up Your business photo or logo Prime placement This option is intended for a business that wants more context than a short classified notice can provide. A feature write-up can explain what you do, who you serve, and what makes your business useful to customers in Central Missouri. A photo or logo helps reinforce your identity, while prime placement supports a more structured presentation within the online e-reader edition. The spotlight may be appropriate for a service provider, local retailer, professional office, contractor, community organization, or growing company that wants to introduce its work in a clear and approachable format. Publisher approval is required for all advertising content. Artwork, revisions, premium placement, rush production, and other additional services or charges must be disclosed and approved in writing before they are incurred. Advantage: The spotlight combines editorial-style business information with a visual identity package for one defined six-month price. 314-580-3455 | DealMaker Paper Advertising Price Sheet September 2026 | Dependable Brokers Review payment and placement terms before reserving space The full six-month advertising amount is due upfront before production or publication. Checks must be payable to Amerishop Services LLC. Accepted payment methods are business check, ACH/bank transfer, or approved card payment. Card payments carry the 2% convenience fee shown on the price sheet. There is no financing, no installment plans, and no credit terms. Payment instructions and billing questions should be confirmed through dealmaker@amerishop.biz or 314-580-3455 before the order is finalized. Payments are nonrefundable except where a refund or cancellation right is required by applicable law, the signed advertising agreement, or the publisher’s inability to provide the contracted placement. No refund or credit is provided for an advertiser’s failure to submit timely artwork or approvals, a change of mind, business closure, reduced readership, changes in distribution, lack of inquiries, or unused portions of a six-month commitment, except where required by law or the signed agreement. If an amount due is not paid when required, production or publication in the online e-reader edition may be suspended. An unpaid or scheduled advertisement may be withheld, modified, or refused publication. Removing or not publishing an advertisement for nonpayment does not cancel the remaining payment obligation under the signed advertising agreement. Overdue balances accrue simple interest at 29% per year, calculated from the due date, or the maximum rate allowed by law, whichever is less. Prices are subject to change for future orders. The price in effect on the date of the signed order controls that order. Terms are governed by the laws of the State of Missouri. Choice: Confirm the amount, placement, artwork requirements, approval status, and written terms before production begins. 314-580-3455 | DealMaker Paper Advertising Price Sheet September 2026 | Dependable Brokers Reserve your placement with Randy If you are ready to review DealMaker Paper returning to Mid-Missouri readers as an online e-reader edition, message Randy to discuss available placement. You can ask about the front cover, full-page, half-page, quarter-page, classified-style small-business ad, classified categories, or small-business spotlight. Call or text 314-580-3455 or email dealmaker@amerishop.biz. When you reach out, include: Your business or advertiser name. The advertising option you want to review. Your preferred artwork, logo, or photo status. Any requested placement preference. The best way to send the written order information. Availability is not confirmed until placement is confirmed in writing and approved by the publisher. A quick message can help you begin the review process and identify the next production steps. Review the e-reader prototype, compare the options, and choose the commitment that supports your advertising plan. Randy Dinwiddie Licensed agent Holts Summit Mo 65043 HOME | CONTINUE HOME

HOME 314-580-3455 Explore the Online E-Reader Edition Welcome to the dealmaker magazine september 2026, a 24-page interactive online e-reader edition created for Mid-Missouri vehicle shoppers, private-party sellers, families, and local businesses. The prototype version is now live and available to read on your phone, tablet, or computer. The final digital file can be swapped in later as the e-reader develops. Inside, you will find private-party vehicle opportunities, dealer-free buying information, Mid-Missouri auto news, vehicle shopping reminders, and practical insurance tips. The issue is designed to help you review local opportunities in one convenient online reader while connecting you with dependable resources in Jefferson City, Columbia, Holts Summit, Lake of the Ozarks, Cole County, and Boone County. What Readers Can Explore Insurance and Vehicle Resources What should you look for when reviewing a private-party vehicle? Start with the vehicle identification number, title status, mileage, maintenance records, overall condition, and seller documentation. You should also consider the full cost of ownership, including registration, fuel, repairs, financing, and auto insurance. The DealMaker approach emphasizes straightforward vehicle opportunities and no dealer fees, helping you focus on the vehicle, its condition, and the agreed purchase terms. You can also explore related DealMaker Motors vehicle information and learn more about Dependable Brokers. Advantage: A local interactive e-reader gives you a convenient starting point for comparing vehicles and community resources. Preview the E-Reader Read the complete prototype e-reader edition below: Advertising Opportunities Advertise in the DealMaker Online E-Reader Local businesses can claim advertising placements for the next edition and connect with a hyper-local Mid-Missouri audience. Reach potential customers in Jefferson City, Columbia, Holts Summit, Lake of the Ozarks, Cole County, and Boone County through a focused community online e-reader. Your placement can support awareness for local services, vehicle-related businesses, restaurants, contractors, retailers, professional offices, and community events. Advertising may also be paired with verified directory visibility through the Dependable Brokers business directory. Placements are limited. Contact Randy Dinwiddie at 314-580-3455 for rates, available placements, and submission details. Insurance and Vehicle Resources For vehicle owners, reviewing insurance before completing a purchase can help you plan responsibly. Coverage needs may vary based on the vehicle, driver history, garaging location, annual mileage, lender requirements, liability limits, comprehensive coverage, collision coverage, deductibles, and uninsured motorist protection. Dependable Brokers offers local insurance guidance along with business growth services, advertising, and directory visibility. Visit the Dependable Brokers About Us page to learn more about the company’s Mid-Missouri services. Choice: Read the issue, identify the opportunities that fit your goals, and contact the appropriate representative promptly while available information and advertising placements remain current. For advertising rates and available placements, call 314-580-3455. Randy Dinwiddie Licensed agent Holts Summit Mo 65043 CONTINUE HOME

HOME | CONTINUE HOME Business Services Since 2003 Dependable Brokers connects Mid-Missouri businesses, families, and customers with practical insurance, marketing, directory, advertising, technology, and business-support services. This portfolio host page gives you a short overview of what is featured in the Amerishop Services Portfolio and where to contact Dependable Brokers for next-step details. Explore the visual portfolio online Browse the portfolio online:Amerishop Services Portfolio Where the platform supports embedded viewers, the Heyzine portfolio should render as the interactive flipbook at the same URL. If embedded viewing is not supported, use the linked portfolio viewer above to open and browse the publication directly. Customers can review the portfolio and then contact Dependable Brokers about service availability, underwriting, listing requirements, advertising options, pricing, eligibility, and timing before making a business decision. Insurance and bond services Dependable Brokers helps eligible businesses review commercial insurance, general liability, business owners policies, professional liability for salons, surety bonds, and related business protection options. Coverage terms, limits, exclusions, deductibles, pricing, and bond requirements vary by business type, contract, and underwriting details. Directory, SEO, and listing services Dependable Brokers also offers verified listings, SEO advertising, classified listings, vehicle listings, and other visibility tools for businesses that want organized online presentation. Search placement and response levels cannot be guaranteed, so the focus should be on accurate business information, approved content, and the areas you actually serve. Basic and premium listing options are available for review: Purchase the $199 basic directory listing Review the premium directory listing DealMaker online e-reader advertising Dependable Brokers can also discuss classified, vehicle, and DealMaker advertising through an online e-reader format. Ask about ad formats, artwork, content requirements, approval, placement, and written terms before ordering. For DealMaker advertising, classified support, or vehicle listing questions, call or text 314-580-3455 or email dealmaker@amerishop.biz. Mobile phone sales, repair, and prepaid services The portfolio also includes mobile phone sales, phone repair, and prepaid service categories available through the network where applicable. Confirm device type, repair needs, parts availability, current inventory, activation terms, payment terms, and service details directly before purchase. Service area and next steps The service area centers on ZIP 65109 and extends within a 60-mile service radius, including Jefferson City, Columbia, Holts Summit, Fulton, Eldon, Lake Ozark, Russellville, Kingdom City, Versailles, Osage Beach, Cole County, Boone County, Callaway County, and Miller County. Dependable Brokers does not claim a physical office in every community. Availability and service arrangements should be confirmed directly based on your location, business activity, and selected offering. Call or text 314-580-3455 or email dealmaker@amerishop.biz to discuss services, eligibility, listing details, or portfolio items. Marblism Border Protocol: Insurance availability, eligibility, coverage terms, exclusions, deductibles, limits, pricing, bond requirements, advertising placement, listing terms, and service conditions vary. Confirm current details directly with Dependable Brokers before relying on any product or service. Frequently asked questions What business insurance does Dependable Brokers offer? Dependable Brokers can help you review commercial and business insurance options, including general liability, business owners policies, professional liability for salons, and other eligible products such as Thimble-based options. Availability, eligibility, terms, and pricing depend on business details and underwriting; confirm directly. How do verified directory listings work? You provide business information and listing details for review. Dependable Brokers can discuss basic and premium listing options, verification requirements, content, and applicable terms. A listing is not a guarantee of rankings, inquiries, or outcomes; confirm availability and pricing directly. How do I advertise in DealMaker? Contact Dependable Brokers at 314-580-3455 or dealmaker@amerishop.biz to discuss the online e-reader publication, available ad formats, content requirements, approval, placement, and written terms. HOME | CONTINUE HOME

Serving Missouri Since 1992 HOME | CONTINUE HOME Running a small business can make you feel like a mind reader, a ship captain, and a storm chaser all at the same time. You are expected to predict what customers want, navigate changing technology, manage rising costs, respond to shifting consumer habits, and avoid every storm that comes your way. You have to make decisions about pricing, staffing, inventory, service, insurance, cash flow, and marketing, often without a large team behind you. Good luck, right? The business environment has changed. Customers use different research habits, technology changes quickly, and paid marketing costs can affect your budget before you know whether a campaign will produce a worthwhile result. That is why it is increasingly important to diversify small business marketing instead of placing the future of your company entirely in one channel. 314-580-3455 | diversify small business marketing | Dependable Brokers One channel should not control your future If your entire business depends on paying for one internet marketing channel to reach customers, what happens when prices increase, policies change, an algorithm shifts, or the channel stops reaching the people who matter to you? You may still receive business from that source. The point is not to abandon a channel that works. The point is to avoid becoming completely dependent on it. A marketing channel is simply a way customers discover, evaluate, contact, or remember your business. Search is a channel. Social media is a channel. Referrals are a channel. Networking, direct outreach, community involvement, and online publications are channels, too. Each one serves customers at a different stage: Search helps people find you when they are actively looking for a service. Social media can help you remain visible and show the personality behind your business. Direct outreach gives you a way to communicate with prospects, former customers, and referral partners. Referrals build on trust created through previous customer experiences. Networking puts you in direct contact with other professionals and community members. Community involvement helps people connect your name with service and reliability. Online publications and e-reader advertising can provide another place to present your offer when the cost and audience fit your goals. The best mix depends on your industry, service area, margins, staff capacity, and customers. There is no universal formula. Choice: Keep the channels that make financial sense, but do not let one platform become the only door customers can use to reach you. 314-580-3455 | diversify small business marketing | Dependable Brokers Build a practical channel mix Diversification does not mean signing up for every platform or trying every advertising product at once. A small business can quickly waste time and money by spreading itself too thin. Instead, begin with a manageable group of channels that work together. For example, a Mid-Missouri service business might use: A clear website with accurate contact information and service descriptions. Local search visibility so nearby customers can find the business. One or two social platforms used consistently. A referral process that encourages satisfied customers to recommend the company. Direct follow-up with past customers and qualified prospects. Networking with complementary local businesses. Community participation that reflects the company’s values. A carefully reviewed online publication or e-reader placement. A contractor may need a different mix than a restaurant, insurance agency, retailer, professional office, or vehicle-related business. Ask yourself: Where do your customers already look? What information do they need before calling? Which channel lets you explain your value clearly? If your customers need education before they buy, useful articles, email follow-up, networking, and online publication placements may support your broader strategy. If customers usually search when they have an immediate need, local search and a well-organized website may deserve more attention. The goal is coordination. Your message, pricing, phone number, service area, and offer should remain consistent wherever customers encounter you. Advantage: A coordinated mix gives customers more than one reasonable path to your business without requiring you to manage every possible marketing channel. 314-580-3455 | diversify small business marketing | Dependable Brokers Know your numbers before you add another channel Marketing decisions should be connected to business math. Before spending more money, review your average sale, gross margin, customer lifetime value, closing rate, and available monthly budget. Then consider what you can reasonably afford to spend to generate a qualified inquiry or new customer. Useful questions include: How many inquiries did this channel generate? How many inquiries became paying customers? What did each qualified lead cost? How much revenue did those customers produce? Did the channel create repeat business or referrals? How much time did the channel require from you or your staff? Were the results strong enough to justify continuing? You do not need an expensive analytics system to begin. A spreadsheet, customer questionnaire, call-tracking process, or simple “How did you hear about us?” question can provide helpful information. Be careful not to judge every channel by the same timeline. A referral may produce a customer quickly. Search visibility may require consistent work over time. Networking may lead to a relationship before it leads to a sale. An online e-reader placement may support awareness and provide a structured way to present your business, but it should be evaluated according to its price, terms, audience fit, and role in your overall plan. Do not assume that a channel worked simply because someone saw your advertisement. Also do not assume that a channel failed because the customer’s final contact came from somewhere else. Keep your measurement practical and honest. Choice: Track cost, inquiries, conversions, revenue, and time. Keep what produces an acceptable return, improve what shows promise, and stop paying for what does not fit your goals. 314-580-3455 | diversify small business marketing | Dependable Brokers Compare directory visibility options A business directory can be one part of a broader visibility plan. It should not replace good service, accurate information, customer follow-up, or a clear offer. It can, however, give a small business another organized place to present its name, service description, contact information, and local presence. If you are comparing directory options, review the price, term, included services, update policy, placement details, and any additional charges before purchasing. Review the $199 basic directory listing Review the premium directory listing Read the advertising and placement agreement These options should be compared with your budget and marketing objectives. Are you looking for a basic business listing, a more prominent directory presence, or a broader placement strategy? What information will customers see? How long is the commitment? What changes are included? Those questions matter more than choosing an option simply because it sounds larger or more advanced. Advantage: A clear comparison helps you choose directory visibility based on your actual needs rather than on pressure, assumptions, or vague promises. 314-580-3455 | diversify small business marketing | Dependable Brokers Use DealMaker as one evaluated online option DealMaker is a monthly online e-reader publication. It is not a print edition. Businesses considering another way to present their services can review the available advertising information and determine whether an online e-reader placement fits their budget, message, timing, and customer strategy. Review DealMaker online e-reader advertising options Before making a commitment, consider what you want the placement to accomplish. Do you need to introduce your company? Present a seasonal offer? Explain a service? Encourage readers to call, visit your website, request a quote, or learn more? Prepare a clear message, a specific offer, accurate contact information, and a realistic way to evaluate inquiries. An online publication placement may be most useful when it works alongside other channels rather than standing alone. Choice: Consider online e-reader advertising as one possible part of a diversified plan, and review the terms before deciding whether it is financially appropriate for your business. 314-580-3455 | diversify small business marketing | Dependable Brokers Adapt without abandoning the fundamentals Small-business owners cannot afford to follow every marketing trend blindly. You have to know your numbers, understand your customers, test different approaches, and keep improving your message. There is no magic button. There is no single website, search engine, social-media platform, advertising company, or marketing salesperson that should control whether your business survives. A strong marketing plan is not built by handing the entire future of your company to someone else. It is built by making informed decisions and staying involved. Reach people. Build relationships. Give them something worth buying. Treat customers right. Stay visible. Then review your results and make the next decision based on evidence. The smartest strategy is not necessarily digital versus another form of outreach. It is using every proven channel that makes financial sense for your company. When you diversify small business marketing thoughtfully, you create more opportunities for customers to find you while giving your business greater control over how it grows. For help reviewing your available visibility and advertising options, call Randy at 314-580-3455. Dependable Brokers / Amerishop Services LLC Randy Dinwiddie Licensed agent Holts Summit, MO 65043 314-580-3455