Dependable Brokers Enters the Mortgage Market: Big Changes Coming in 2026!

Hey there, friends! Randy Dinwiddie here with some pretty exciting news that I've been dying to share with all of you. After months of planning, preparation, and a whole lot of coffee-fueled late nights, I'm thrilled to announce that Dependable Brokers is officially expanding into the mortgage business!

Mark your calendars, folks – we'll be fully operational and ready to help you secure your dream home by March 1st, 2026.

Why Mortgages? Why Now?

You might be wondering, "Randy, you guys have been killing it in the advertising game – why branch out into mortgages?" Well, let me tell you, it all comes back to what we've always been about: being dependable for our community.

Over the years, we've helped countless Missouri businesses get their name out there through our advertising services. We've connected people with everything from HVAC services to local restaurants, and we've seen firsthand how important it is for folks to have reliable, trustworthy partners when they need them most.

As I mentioned in our recent piece about supporting American small businesses and professional bonds, we've always believed in building lasting relationships based on trust and reliability. When we started hearing from more and more clients about their struggles finding honest, straightforward mortgage services, we knew it was time to step up.

What This Means for Missouri Families and Businesses

Look, the mortgage industry has gotten a bit of a bad rap over the years – and honestly, some of that criticism is deserved. Too many companies have focused on quick profits instead of helping families achieve their dreams. That's not how we roll at Dependable Brokers, and it's definitely not how we're approaching the mortgage business.

Our expansion into mortgages means Missouri families and business owners will finally have a local, dependable option that puts their needs first. We're not some faceless corporation headquartered in a distant city – we're your neighbors, and we understand what it's like to build a life and business right here in Missouri.

For Homebuyers

Whether you're a first-time homebuyer feeling overwhelmed by the process or a seasoned pro looking to upgrade or refinance, we'll be here to guide you through every step. No confusing jargon, no hidden fees, no surprises. Just straight talk and honest service that you can depend on.

For Business Owners

We know how challenging it can be to secure commercial mortgages for your business ventures. Banks often make the process unnecessarily complicated, especially for smaller businesses. Our commercial mortgage services will be designed with Missouri entrepreneurs in mind – people who need practical solutions, not bureaucratic runarounds.

Building on Our Foundation of Trust

This isn't some random pivot for us. Everything we've learned about building trust, maintaining relationships, and delivering dependable service in the advertising world directly translates to the mortgage business.

Think about it – when we help a local HVAC company advertise their services, we're essentially vouching for them with our reputation. When we create marketing campaigns for restaurants or retail stores, we're helping connect families with businesses they can trust. The mortgage business is just the next logical step in that relationship-building process.

We've spent years developing a deep understanding of Missouri's local markets, business landscape, and what families really need to succeed. That knowledge doesn't just disappear when we hang up our advertising hats – it becomes an incredible asset when we're helping someone navigate one of the biggest financial decisions of their life.

What Services Will We Offer?

Come March 1st, 2026, we'll be offering a full suite of mortgage services designed to meet the diverse needs of Missouri residents and businesses:

Residential Mortgages:

• First-time homebuyer programs

• Conventional loans

• FHA loans

• VA loans for our military heroes

• USDA rural development loans

• Jumbo loans

• Refinancing options

Commercial Mortgages:

• Small business property loans

• Investment property financing

• Multi-family property loans

• Commercial refinancing

• Construction loans

Specialized Services:

• Reverse mortgages for seniors

• Renovation loans

• Bridge financing

• Portfolio lending options

Our Promise to You

Here's what you can expect when you work with Dependable Brokers for your mortgage needs:

Transparency: No hidden fees, no surprise costs, no fine print designed to confuse you. We'll explain everything in plain English, and if you don't understand something, we'll keep explaining until you do.

Speed: We know you're excited to move forward with your plans, whether that's buying your first home or expanding your business. Our streamlined processes will get you from application to closing as quickly as possible without cutting corners on quality.

Local Expertise: We live here, work here, and raise our families here. We understand Missouri's unique real estate markets, from Kansas City and St. Louis to smaller communities across the state.

Personalized Service: You won't be just another file number on someone's desk. Every client gets dedicated attention and customized solutions that fit their specific situation.

Preparing for Launch

Between now and March 1st, we're working hard to make sure everything is perfect for our official launch. We're finalizing partnerships with local real estate agents, appraisers, and title companies. We're also investing in technology that will make the application and approval process as smooth as possible for our clients.

Most importantly, we're assembling a team of mortgage professionals who share our commitment to dependable, honest service. These aren't just industry veterans with impressive resumes – they're people who understand what it means to be part of a community and who genuinely care about helping others achieve their goals.

How This Fits Our Bigger Vision

This expansion isn't just about adding another revenue stream – it's about deepening our commitment to being Missouri's most dependable business partner. Whether you need help marketing your small business, securing the right insurance coverage, or now financing your dream home, we want to be the first name that comes to mind when you need someone you can trust.

We've always believed that success comes from building genuine relationships, not just completing transactions. The mortgage business gives us an incredible opportunity to be part of some of life's most important moments – helping young couples buy their first home, assisting entrepreneurs secure the perfect location for their business, or helping retirees access their home equity to enjoy their golden years.

Getting Ready to Serve You

As we get closer to our March 1st launch date, we'll be sharing more details about our specific programs, interest rates, and how to get started with your application. We're also planning some special launch promotions for our early clients – because we want to celebrate this milestone with the community that's supported us from the beginning.

In the meantime, if you're thinking about buying a home, refinancing, or securing commercial property financing in 2026, we'd love to hear from you. Even though we're not quite ready to process applications yet, we can start discussing your needs and timeline to make sure we're ready to hit the ground running on day one.

Stay Connected

This is just the beginning of an exciting new chapter for Dependable Brokers, and we want you to be part of the journey. Keep an eye on our blog for updates, tips for preparing your mortgage application, and insights into Missouri's real estate markets.

You can also visit our main website to learn more about all our services and how we're working to be Missouri's most trusted business partner.

The mortgage industry needs more companies that put people first, and that's exactly what we plan to do. March 1st, 2026 can't get here fast enough – we're ready to help make your homeownership and business dreams a reality!

Thanks for being part of the Dependable Brokers family. Here's to new beginnings and the exciting opportunities ahead!

Randy Dinwiddie Owner, Dependable Brokers