The Value of SEO and Business Insurance | Amerishop Services
- Randy Dinwiddie

- Oct 6
- 5 min read

Let's be completely transparent about something that's been coming up more often in our conversations with potential clients: why we charge what we charge, and why we don't accept restaurant meals, oil changes, or free labor as payment for our SEO services.
The answer is simple: we're a professional advertising agency, and like any professional service business, we operate on cash payments that allow us to pay our team, invest in cutting-edge tools, and deliver the high-level results our clients depend on.

SEO Is the Lifeblood of Modern Business
In today's digital economy, search engine optimization isn't just a nice-to-have marketing tactic: it's absolutely essential for business survival. When someone in Jefferson City needs a plumber at 2 AM, they're not flipping through the Yellow Pages. They're grabbing their phone and typing "emergency plumber Jefferson City" into Google. If your business doesn't show up in those top results, you might as well not exist.
That's why we take SEO so seriously at Dependable Brokers. We've seen too many local businesses struggle because they either ignored their online presence or tried to handle SEO themselves with disastrous results. The technical complexity of modern SEO requires dedicated expertise, sophisticated tools, and constant attention to detail.

The Reality Behind Professional SEO Services
Here's what many business owners don't realize: effective SEO is incredibly labor-intensive and technically demanding. Our team of five full-time employees works Monday through Friday on a schedule that's both technical and comprehensive. Our account managers don't just throw some keywords on your website and call it a day. They're conducting in-depth website audits, analyzing competitor strategies, optimizing page load speeds, building high-quality backlinks, creating content strategies, monitoring algorithm changes, and constantly adjusting campaigns based on performance data.
Every single day, Google makes changes to its algorithm. Major updates happen several times per year, and each one can completely reshape how websites rank. Staying on top of these changes while managing multiple client accounts requires serious dedication and expertise that simply can't be maintained as a side project or hobby.
Our account managers spend their days deep in technical work that most business owners find overwhelming. They're analyzing Core Web Vitals, optimizing schema markup, conducting keyword research, building citation profiles, managing Google Business Profile optimization, creating content calendars, and tracking conversion metrics across multiple platforms. This isn't work that can be done casually or as an afterthought.

Why We Don't Accept Trade or Barter
We've been asked countless times if we'd accept restaurant meals, free oil changes, handyman services, or other forms of trade instead of cash payment. While we appreciate the creativity, the answer is always no: and here's why.
First, we have real expenses that can only be paid with actual money. Our team members have mortgages, car payments, and grocery bills. Our software subscriptions to industry-leading SEO tools cost thousands of dollars monthly. Our office rent, insurance, and equipment costs are all due in cash, not chicken dinners or lawn mowing services.
Second, accepting trade creates accounting nightmares and tax complications that distract from what we do best: delivering exceptional SEO results for our clients. We're advertising professionals, not bartering enthusiasts.
Most importantly, when businesses offer trade instead of cash, it usually signals they don't fully understand or value the complexity of professional SEO services. Would you ask your attorney to accept lawn care instead of payment? Would you offer your doctor a week of carpentry work instead of paying your medical bills? Of course not. Professional services require professional compensation.
Our 2026 Policy Changes
Starting in 2026, we're implementing changes that reflect both the increasing complexity of effective SEO and our commitment to delivering exceptional results. After careful analysis of our client portfolio and service demands, we've made the difficult decision to establish a minimum monthly fee of $375 for our limited SEO package and directory services.
This decision wasn't made lightly, but it's necessary for several reasons. The technical demands of SEO continue to increase, requiring more sophisticated tools and deeper expertise. Google's AI-powered algorithms are becoming more sophisticated, meaning the strategies that worked even two years ago are now outdated. Staying competitive requires constant innovation and adaptation.
Additionally, we've found that clients who can't invest at least $375 monthly in their SEO often have unrealistic expectations about timeline and results. Effective SEO is a long-term investment, not a quick fix. Clients who understand this and can make the appropriate financial commitment see dramatically better results.
This Is Non-Negotiable
We know some potential clients will be disappointed by our minimum fee requirement, but this policy is non-negotiable. We've learned from experience that trying to provide professional-level SEO services at below-market rates creates problems for everyone involved.
Under-priced SEO projects inevitably receive insufficient attention and resources, leading to poor results and frustrated clients. When we're forced to spread our team too thin across too many small accounts, nobody wins. Our account managers can't deliver the detailed attention that effective SEO requires, and clients don't see the rankings improvements and traffic increases they're expecting.
By establishing clear minimum investment levels, we can ensure every client receives the focused attention and comprehensive service that drives real business results.

The Value Proposition
At $375 monthly minimum , our limited SEO package still represents exceptional value when you consider what's included and the potential return on investment. Consider this: if our SEO work helps you capture just one additional customer per month, that single customer probably generates enough revenue to cover our entire monthly fee. Most of our clients see significantly more than one additional customer monthly from improved search visibility.
Our comprehensive approach includes technical website optimization, local search optimization, content strategy, competitor analysis, monthly reporting, and ongoing algorithm adaptation. This level of service from an agency with our track record and expertise would cost significantly more in major metropolitan markets.
Moving Forward Together
We understand that our pricing structure and payment policies won't work for every business, and that's okay. We'd rather work with a smaller number of clients who truly value professional SEO services than try to serve everyone at unsustainable price points.
For businesses ready to make a serious investment in their online presence, Dependable Brokers offers the expertise, dedication, and results-driven approach that can transform your digital marketing success. Our team is ready to put their technical skills and daily dedication to work growing your business through improved search engine visibility.
If you're ready to discuss how our professional SEO services can help your business dominate local search results and attract more customers, visit our website to schedule a consultation. Just remember: we'll need to discuss cash payment terms, not trade arrangements.
The digital marketplace is more competitive than ever, but with the right SEO partner, your business can rise above the competition and capture the customers who are searching for exactly what you offer.












































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